Net Degrees Paradise explains how to pay for college in the United States, with the current numbers. Paying for a degree changed a lot in the last few years: a new FAFSA in 2024, and from July 2026, new federal loan limits, a new repayment plan and new rules for 529 plans and employer education benefits. We keep track so you don’t have to.
What’s here
- Financial Aid: the FAFSA, Pell Grants, appealing an aid offer and avoiding scholarship scams.
- Student Loans: federal versus private loans, the 2026 limits and the Repayment Assistance Plan.
- Other Ways to Pay: employer tuition assistance, education tax credits and 529 plans.
How we keep it accurate
Every figure is checked against StudentAid.gov and the Department of Education’s guidance to schools, IRS publications, the Federal Trade Commission or the text of federal law. Where rules are still being finalized, we say so. AI tools assist with research and drafting, and every guide is checked against those sources before it goes live.
Independent by design
We don’t recommend lenders, sell your information or take referral fees, and the site carries no advertising.
Email: support (at) netdegreesparadise.com