Student Loans
Federal and private loans, new limits and repayment.
The Repayment Assistance Plan (RAP): How the New Income-Based Plan Works
How RAP payments are set from income, the $10 minimum and $50 per dependent, waived interest, 30-year forgiveness and how it compares.
The New Federal Student Loan Limits From July 1, 2026
What changed on July 1, 2026: Grad PLUS ends for new borrowers, new graduate and professional caps, Parent PLUS limits and who is grandfathered.
Federal vs. Private Student Loans: What You Give Up With Private
Federal and private student loans compared: 2026–27 federal rates, credit checks, cosigners, repayment plans, forgiveness and when private fits.