Other Ways to Pay
Employer aid, tax credits and 529 plans.
Employer aid, tax credits and 529 plans.
How employer education benefits work: $5,250 a year tax-free, student loan repayment now permanent, inflation indexing and repayment clauses.
American Opportunity and Lifetime Learning credits compared: amounts, refundability, income limits, Form 1098-T and student loan interest.
How 529 plans work, what they cover, the K-12 limit rising to $20,000 from 2026, credential programs, the Roth IRA rollover and effects on aid.